(ARA) - Protecting your home means you're pitted in a constant struggle against the forces of nature. Products and improvements that help you beat the weather are a smart investment.

Look for "weather beater" products that are low maintenance or that provide solutions to harsh climates and moisture. Remember, weather damage can occur in any season, whether it's from hot or freezing temperatures, driving rains or rising flood waters.

First line of defense

Water damage can happen to any home in an instant, ruining valuable electronics or priceless family heirlooms. Even if you're not in a flood zone, it is wise to invest in a main sump and battery backup pump.

"When storms hit or snow melts off, the ground gets over saturated and the water can enter your home," says Tony Ferrante, vice president sales and marketing, Wayne Water Systems. "Sump pump systems are easy to install and provide years of worry-free service."  And, he advises, if you're in a water-prone area, the sump pump should have a reliable battery backup pump, since power tends to go out during storms. For removing standing water in an emergency, such as pipes bursting or a sink or washing machine overflowing, utility pumps also come in handy.  Many are portable and submersible.

Read more: Solutions to help homeowners outsmart Mother Nature

(ARA) - Motivated sellers, builders offering deep discounts and incentives, historically low mortgage rates, plenty of inventory and fierce competition for qualified borrowers -it's actually a great time to be buying a house. If your credit score is good, you're in an even better position to negotiate the loan on the home of your dreams this spring.

Spring has always been a popular time to buy a new home. More people put their homes on the market when the weather is warm, and a wealth of inventory is available. With winter thawing into distant memory, home shoppers are ready for a fresh start in a new house. Buying a home in spring will help new homeowners ensure they move their families during the summer, and not at the beginning or in the middle of the school year.
With plenty of housing opportunities and low interest rates currently available, it pays to ensure you're in a position of power when you go home shopping this spring. Here are some simple tips for ensuring you're in the driver's seat when buying a house:

Know Your Credit Score

You may not be able to control the economy, but your credit score is a financial reality you do have control over. The higher your score, the more likely you are to be able to negotiate lower interest rates when mortgage hunting.

Read more: Spring Home Deals are Healthy for Those Who Know the Score