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Five questions you need to ask about IRAs

(ARA) - Even if you're far from retiring, it's never too early to start planning for it. But as you may quickly learn, it can be more challenging than you think. It can be difficult to know what opportunities are best for you when it comes to saving for your retirement. When considering retirement savings opportunities it is easy to overlook the traditional IRA. 

Many individuals assume they are not eligible to make contributions to a traditional IRA, presumably confusing the rules regarding eligibility to contribute with the more commonly noted rules regarding the deductibility from income for contributions.

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Decorating tips to help you add warmth and welcome to your home

(ARA) - No matter where it is, no matter how it's decorated, a home should always provide a sense of warmth and welcome for family and friends - and at no time is this more important than during the holidays.

As you get ready to celebrate, consider adding homey touches throughout your home to help everyone feel comfortable and relaxed. Fortunately, creating this inviting atmosphere can be as simple (and cost-effective) as introducing different colors, aromas and accents to spruce up your decor for the season. 

Start by focusing on the areas of the home that your guests will use the most. The design experts at Through the Country Door, a lifestyle and home decor store, offer advice on how to create a feeling of warmth and welcome in your home not only during the holiday season, but throughout the rest of the year, too:

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How water damage caused by your cleaning appliances could clean out your wallet

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(ARA) - Being a homeowner means being vigilant. From the roof to the foundation, you need to keep a close eye on your house to guard against damage to your investment and to protect the place your family calls home.Water damage is one of the most common problems that homeowners need to watch for.  Home appliances, like dishwashers and washing machines, can be some of the leading causes of water damage inside the home.

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